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Lyke OMG its my journal <3
Happy New Year!
OMG so its 2008. Hott right? I think its hott because I dont like writing the number 7. Its lame. I like writing 8. 8 is fun. Its like a rollercoaster.

ANYWAYS now that I started the year sounding lame I can talk about my resolutions. Normally I dont have resolutions. Or if I do its one I make up on the spot and dont care about. This year I actually have a serious one. My resolution is to learn to save money.

I've been working for 5 years now. I've made thousands of dollars. And yet I dont have a penny saved up. Instead im $900 in debt. I got a credit card. And then lost the card. And then moved and so didnt get statements. So I couldnt pay it off because I didnt know what it was, and so I ignored it. A month or so ago I found my card. And I looked up my balance. It was bad. So my first goal is to pay that off. I'm hoping to get it done by early February. Thank God for tax returns. I dunno how big mine is but I know I get at least $1000 from Payless and $400 from Buttheads. And so I could pay it all off at once. I dont want to use my entire tax return on debt though, so imma try to pay off as much as I can before then. And then waste the rest of the money. Tax returns arent meant to be saved >.> The are meant for splurging. I think that might be a bad thing to think with my resolution but whatever.

Then once I'm done paying off my credit card I need to save to move. My goal by the end of this year is to be out of my parents house. And to do that I need to save. I mean I -could- move out now. I make enough money. But I would have NO extra money and I would be struggling. And I dont want to do that. So I'm going to take advantage of my parents for a little while longer. My goal is to save up to $5000 before I move out. Thats enough emergency money to last for a long time. I think.

I really want to move to a different state, change jobs, and experience new things. But I dont think I should now. I think that would be bad. So I think my "life plan" is going to be stay at my current job until im 23 or 24. Thats the age when schools stop taking parent's income into consideration when giving out loans. I could never get a loan now because my mom makes too much. And I cant pay for school without one because my parents wont help. So once my parents income doesnt matter anymore I'll go back to school. Hopefully by then I'll figure out what I want a degree in. So I guess its not really a life plan, more like a next few years plan XD But whatever.

So yeah wish me luck with my resolution <3





 
 
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